Prepared for UmojaZip code 95825Eff date 5/2023


PlanGold 80 HDHP HMO 1600/15Gold 80 HMO 1000/40Trio Gold 80 HMO 250/35 w Child Dental (shop)Gold 80 HMO 250/35Gold 80 HMO 0/30 (shop)Gold 80 PPO 350/25 w Child Dental (shop)
MetalGoldGoldGoldGoldGoldGold
NetworkKaiser PermanenteKaiser PermanenteTrio ACO NetworkKaiser PermanenteKaiser PermanenteFull PPO Network
Deductible$1600 or $3000/$3200 family$1000 ($2000 family)$250/$500 family$250 ($500 family)None$350/$700 family
CoinsuranceFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most servicesFixed copays for most services80% coverage for most services
Out of Pocket Mzx$3550/$7100 family$7800/15,600 family$7800/$15,600 family$7800/15,600 family$7500/15,000 family$7800/$15,600 family
Ambulance85% coverage (ded applies)$350 copayment (after ded)$250 copayment$250 copayment (after ded)$250 copayment (after ded)80% coverage
ChiropractorNot covered$15 copay (20 visits ann max)Not coveredNot covered$15 copay (20 visits ann max)Not covered
Durable Med Equip85% coverage (ded applies)80% coverage80% coverage80% coverage (after ded)80% coverage (after ded)80% coverage
Emergency Room85% coverage (ded applies)$350 copayment (after ded)$250 copayment$250 copayment (after ded)$250 copayment (after ded)80% coverage
Hospital85% coverage (ded applies)$600 per day 1st 5 days (ded applies)$600 per day 1st 5 days$600 per day 1st 5 days$600 per day 1st 5 days80% coverage (after deductible)
InfertilityOptionalOptionalNot coveredOptionalOptionalNot covered
Lab & X-Ray85% coverage (ded applies)$30 lab/$60 X-ray$35 lab/$55 X-ray$35 lab/$55 X-ray$30 lab/$40 X-ray$25 lab/$65 X-ray
Office Visit85% coverage (ded applies)$40 copayment$35 copayment$35 copayment$30 copayment$25 copayment
Specialist85% coverage (ded applies)$60 copayment$55 copayment$55 copayment$50 copayment$50 copayment
Outpatient Surgery85% coverage (ded applies)$350 copayment (ded applies)$300 copayment$335 copayment$320 copayment80% coverage
Physical Therapy85% coverage (ded applies)$40 copayment$35 copayment$35 copayment$30 copayment$25 copayment
Inpatient Psych85% coverage (ded applies)$600 per day 1st 5 days (ded applies)$600 per day 1st 5 days$600 per day 1st 5 days$600 per day 1st 5 days80% coverage (after deductible)
Outpatient Psych85% coverage (ded applies)$40 copayment$25 copayment$35 copayment$30 copayment$25 copayment
Rx Tier 1$15 copay (med ded applies)$20 copayment$15 copayment$15 copayment$15 copayment$15 copayment
Rx Tier 2$45 copay (med ded applies)$50 copay (after $250 Rx ded)$40 copayment$40 copayment$50 copayment$50 copayment
Rx Tier 3$45 copay (med ded applies)$50 copay (after $250 Rx ded)$70 copayment$40 copayment$50 copayment$80 copayment
Rx Tier 485% cov $250 max ben (after med ded)80% coverage to $250 (after $250 Rx ded)80% coverage up to $250 per Rx80% coverage to $25080% coverage to $250 max80% coverage up to $250 per Rx
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Anita Bailey457.71494.75520.79526.14553.62782.03
Brenda Houston-Harri1037.751121.731180.771192.91255.221773.09
Courtney Franklin 435.21 fam 1001.05470.43 fam 1079.79495.19 fam 1107.17500.28 fam 1146.53526.41 fam 1204.96743.59 fam 1662.57
Damien Danielly449.27 fam 1015.11485.63 fam 1094.99511.19 fam 1123.17516.44 fam 1162.69543.42 fam 1221.97767.62 fam 1686.6
DeVon Walker407.43440.41463.59468.35492.82696.14
Dominique Beaumonte477.04515.65542.79548.36577.01815.07
Eric Mayes599.73 fam 2041.18648.26 fam 2202.97682.38 fam 2274.74689.39 fam 2340.08725.41 fam 2460.141024.69 fam 3415.83
Eugene Adams750.54811.28853.98862.75907.821282.37
Myia Williams 421.14455.23479.19484.11509.4719.57
Rashall HighTower527.31 fam 1203.95569.99 fam 1300.26599.99 fam 1353.97606.15 fam 1381.87637.82 fam 1453.33900.96 fam 2033.17
Trelisa Glasatov627.85678.66714.38721.72759.431072.74
Total6190.98 w deps 9440.756692.02 w deps 10195.727044.24 w deps 10614.547116.59 w deps 10835.507488.38 w deps 11395.7210577.87 w deps 15939.18