Prepared for Illuminate Production SerZip code 95747Eff date 3/2024


PlanBronze Full PPO 6850/55 OffExBronze Full PPO Savings 7000 OffExBronze Full PPO Savings 5700/40% OffExSilver Full PPO Savings 2600/35% OffExSilver Full PPO Savings 2300/30% OffExSilver Full PPO 2550/70 OffEx Gold Full PPO Savings 1750/15 OffExGold Full PPO 750/30 OffEx
MetalBronzeBronzeBronzeSilverSilverSilverGoldGold
NetworkFull PPO NetworkFull PPO NetworkFull PPO NetworkFull PPO NetworkFull PPO NetworkFull PPO NetworkFull PPO NetworkFull PPO Network
Deductible$6850/$13,800 family$7500/$15,000 family$5700/$11,400 family$2600 or $3200/$5200 family$2300 or $3200/$4600 family$2550/$5100 family$1750 or $3200/$3500 family$750/$1500 family
Coinsurance65% coverage for most services100% coverage for most services60% coverage for most services65% coverage for most services70% coverage for most services60% coverage for most services85% coverage for most services80% coverage for most services
Out of Pocket Mzx$9100/$18,200 family$7500/$15,000 family$7500/$15,000 family$7900//$15,800 family$7900//$15,800 family$8750/$17,500 family$4000/$8000 family$8150/$16,100 family
Ambulance65% coverage (after deductible)100% coverage (after deductible)60% coverage (after deductible)65% coverage after ded70% coverage after ded60% coverage after ded85% coverage after ded80% coverage
Chiropractor$15 per visit (20 visits max)100% coverage (after deductible)50% coverage after ded (20 visits max)65% coverage after ded(20 visits max)70% coverage after ded (20 visits max)$15 per visit (20 visits max)85% coverage after ded (20 visits max)$10 per visit (20 visits max)
Durable Med Equip50% coverage (after deductible)100% coverage (after deductible)50% coverage (after deductible)50% coverage (after deductible)50% coverage after ded50% coverage (after deductible)85% coverage after ded50% coverage
Emergency Room50% coverage (after deductible)100% coverage (after deductible)$250 copayment (then 60% coverage) after ded$150 copay then 65% cov after ded70% coverage after ded$350 copay then 60% cov after ded$150 per visit then 85% cov after ded$250 copay after ded then 20%
Hospital65% coverage (after deductible)100% coverage (after deductible)60% coverage (after deductible)65% coverage after ded70% coverage after ded60% coverage after ded85% coverage after ded80% coverage after ded
InfertilityOptionalOptionalOptionalOptionalOptionalOptionalOptionalOptional
Lab & X-Ray65% coverage (after deductible)100% coverage (after deductible)60% coverage (after deductible)65% coverage after ded70% coverage after dedLab: $65 copay/X-ray: $8585% coverage after ded$30 lab/$50 X-ray
Office Visit$55 copayment (after ded)100% coverage (after deductible)60% coverage (after deductible)65% coverage after ded70% coverage after ded$70 copayment85% coverage after ded$30 copayment
Specialist$75 copayment (after ded)100% coverage (after deductible)60% coverage (after deductible)65% coverage after ded70% coverage after ded$80 copayment85% coverage after ded$55 copayment
Outpatient Surgery65% coverage (after deductible)100% coverage (after deductible)60% coverage (after deductible)$150 copayment (then 65% coverage) after ded70% coverage after ded60% coverage after ded85% coverage after ded80% coverage after ded
Physical Therapy$55 copayment after ded100% coverage (after deductible)60% coverage (after deductible)65% coverage after ded70% coverage after ded60% coverage after ded85% coverage after ded80% coverage after ded
Inpatient Psych$55 copayment (after ded)100% coverage (after deductible)60% coverage (after deductible)65% coverage after ded70% coverage after ded$70 copayment85% coverage after ded$30 copayment
Outpatient Psych65% coverage (after deductible)100% coverage (after deductible)60% coverage (after deductible)65% coverage after ded70% coverage after ded60% coverage after ded85% coverage after ded80% coverage after ded
Rx Tier 1$20 copay100% coverage (after deductible)60% coverage up to $500 per Rx after ded65% cov up to $250 per Rx after ded$25 copayment after ded$25 copayment$10 copayment after ded$10 copayment
Rx Tier 2$65 copay (after $650 Rx ded)100% coverage (after deductible)60% coverage up to $500 per Rx after ded65% cov up to $250 per Rx after ded$75 copayment after ded$75 copayment (after $300 Rx ded)$30 copayment after ded$40 copayment (after $250 Rx ded)
Rx Tier 3$90 copay (after $650 Rx ded)100% coverage (after deductible)60% coverage up to $500 per Rx after ded65% cov up to $250 per Rx after ded$100 copay (after ded)$115 copayment (after $300 Rx ded)$50 copay (after ded)$70 copayment
Rx Tier 470% coverage up to $500 per Rx after $650 Rx ded100% coverage (after deductible)60% coverage up to $500 per Rx after ded65% cov up to $250 per Rx after ded70% coverage up to $250 per Rx after ded60% coverage up to $500 per Rx (after $300 Rx ded)70% coverage up to $250 per Rx after ded70% cov after $100 Rx ded up to $250 per Rx
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Alexander Aslanian526.13535.83540.27545.29558.64590.46642.47665.71
Bryce Adams560.98571.32576.06581.41595.64629.57685.03709.81
Jeff Hess987.4 fam 1932.211005.6 fam 1967.821013.94 fam 1984.141023.37 fam 2002.591048.42 fam 2051.611108.13 fam 2168.461205.74 fam 2359.471249.36 fam 2444.82
Matthew Hutton591.47602.37607.37613.02628.02663.79722.26748.39
Rick Franke864.46 fam 2902.18880.39 fam 2955.67887.7 fam 2980.2895.95 fam 3007.9917.88 fam 3081.53970.16 fam 3257.031055.62 fam 3543.951093.8 fam 3672.14
Total3530.44 w deps 6512.973595.51 w deps 6633.013625.34 w deps 6688.043659.04 w deps 6750.213748.60 w deps 6915.443962.11 w deps 7309.314311.12 w deps 7953.184467.07 w deps 8240.87