Prepared for KEY Educational GroupZip code 94541Eff date 1/2021


PlanSilver 70 HMO 2600/55 (shop)Silver 70 HMO 2100/55 (shop)Silver 70 HMO 2250/55 (shop)Silver 70 HMO 1650/55 (shop)Trio Silver 70 HMO 2250/55 w Child Dental (shop)Gold 80 HMO 0/30 (shop)Trio Gold 80 HMO 250/35 w Child Dental (shop)Silver 70 Value PPO 1700/50 + Child Dental Alt (shop)Silver 70 HDHP PPO 1400/40% + Child Dental Alt (shop)Silver 70 PPO 2250/50 w Child Dental (shop)Silver 70 PPO 2250/50 + Child Dental (shop)Gold 80 Value PPO 750/15 + Child Dental Alt (shop)Gold 80 PPO 350/25 w Child Dental (shop)Gold 80 PPO 0/30 + Child Dental Alt (shop)Gold 80 PPO 350/25 + Child Dental (shop)
MetalSilverSilverSilverSilverSilverGoldGoldSilverSilverSilverSilverGoldGoldGoldGold
NetworkKaiser PermanenteKaiser PermanenteKaiser PermanenteKaiser PermanenteTrio ACO NetworkKaiser PermanenteTrio ACO NetworkFull Network HMOFull Network HMOFull PPO NetworkFull Network HMOFull Network HMOFull PPO NetworkFull Network HMOFull Network HMO
Deductible$2600/$5200 family$2100/$4200 family$2250/$4500 family$1650/$3300 family$2250/$4500 familyNone$250/$500 family$1700/$3400 family$1400/$2800 family$2250/$4500 family$2250/$4500 family$750/$1500 family$350/$700 familyNone$350/$700 family
Coinsurance55% coverage for most services55% coverage for most services70% coverage for most services60% coverage for most services80% coverage for most servicesFixed copays for most servicesFixed copays for most services60% coverage for most services60% coverage for most services70% coverage for most services70% coverage for most services70% coverage for most services80% coverage for most services70% coverage for most services80% coverage for most services
Out of Pocket Mzx$8200/16,400 family$8200/16,400 family$8200/16,400 family$8200/16,400 family$8200/$16,400 family$7000/14,000 family$7800/$15,600 family$8000/$16,000 family$7000/$14,000 family$8200/$16,400 family$8200/$16,400 family$7800/$15,600 family$7800/$15,600 family$7600/$15,200 family$7800/$15,600 family
Ambulance55% coverage (ded applies)55% coverage (after ded)70% coverage (ded applies)60% coverage (after ded)70% coverage (after ded)$250 copayment (after ded)$250 copayment60% coverage (ded applies)60% coverage (ded applies)70% coverage (after deductible)70% coverage (ded applies)$250 copayment (ded applies)80% coverage70% coverage80% coverage (ded waived)
ChiropractorNot coveredNot coveredNot coveredNot coveredNot coveredNot coveredNot coveredOptionalOptionalNot coveredOptionalOptionalNot coveredOptionalOptional
Durable Med Equip55% coverage55% coverage70% coverage60% coverage (after ded)70% coverage (ded waived)80% coverage (after ded)80% coverage60% coverage (ded applies)60% coverage (ded applies)70% coverage (after deductible)70% coverage (ded applies)70% coverage (ded applies)80% coverage70% coverage80% coverage (ded waived)
Emergency Room55% coverage (ded applies)55% coverage (after ded)70% coverage (ded applies)60% coverage (after ded)70% coverage (after ded)$250 copayment (after ded)$250 copayment60% coverage (ded applies)60% coverage (ded applies)70% coverage (after deductible)70% coverage (ded applies)$250 copayment (ded applies)$250 copayment70% coverage80% coverage (ded waived)
Hospital55% coverage (ded applies)55% coverage (after ded)70% coverage (ded applies)60% coverage (after ded)70% coverage (after ded)$600 per day 1st 5 days$600 per day 1st 5 days60% coverage (ded applies)60% coverage (ded applies)70% coverage (after deductible)70% coverage (ded applies)70% coverage (ded applies)80% coverage (after deductible)70% coverage80% coverage (ded applies)
InfertilityOptionalOptionalOptionalOptionalNot coveredOptionalNot coveredOptionalOptionalNot coveredOptionalOptionalNot coveredOptionalOptional
Lab & X-Ray$30 lab/$75 X-ray$30 lab/$75 X-ray$55 lab/$90 X-ray$30 lab/$75 X-ray after ded$55 lab/$90 X-ray$30 lab/$40 X-ray$35 lab/$55 X-rayLab: $40 copay (ded applies)/X-ray $50 copay(ded applies)Lab: 60% coverage (ded applies)/X-ray 60% cov (ded applies)$50 lab/$85 X-rayLab: $50 copay (ded waived)/X-ray $85 copay (ded waived)Lab: $25 copay (ded waived)/X-ray $25 copay (ded waived)$25 lab/$65 X-rayLab: $30 copay/X-ray $40 copayLab: $25 copay (ded waived)/X-ray $65 copay (ded waived)
Office Visit$55 copayment$55 copayment$55 copayment$55 copayment$55 copayment$30 copayment$25 copayment$50 copayment60% coverage (ded applies)$50 copayment$50 copayment$15 copayment$25 copayment$30 copayment$25 copayment
Specialist$80 copayment$80 copayment$90 copayment$80 copayment$90 copayment$35 copayment$65 copayment$75 copayment60% coverage (ded applies)$85 copayment$85 copayment$30 copayment$50 copayment$50 copayment$50 copayment
Outpatient Surgery55% coverage (ded applies)55% coverage (after ded)70% coverage (ded applies)60% coverage (after ded)70% coverage (after ded)$320 copayment$300 copayment60% coverage (ded applies)60% coverage (ded applies)70% coverage (after deductible)70% coverage (ded applies)70% coverage (ded applies)80% coverage70% coverage80% coverage (ded waived)
Physical Therapy$65 copayment $65 copayment $55 copayment$65 copayment $55 copayment$30 copayment$25 copayment$50 copayment60% coverage$50 copayment (after deductible)70% coverage (ded applies)$15 copayment$25 copayment$30 copayment$25 copayment
Inpatient Psych55% coverage (ded applies)55% coverage (after ded)70% coverage (ded applies)60% coverage (after ded)70% coverage (after ded)$600 per day 1st 5 days$600 per day 1st 5 days60% coverage (ded applies)60% coverage (ded applies)70% coverage (after deductible)70% coverage (ded applies)70% coverage (ded applies)80% coverage (after deductible)70% coverage80% coverage (ded applies)
Outpatient Psych$55 copayment$55 copayment$55 copayment$55 copayment$55 copayment$30 copayment$25 copayment$50 copayment60% coverage (ded applies)$50 copayment$50 copayment$15 copayment$25 copayment$30 copayment$25 copayment
Rx Tier 1$20 copay$20 copay$500 Rx ded then $17 ded per Rx$20 copay$17 copayment (after $300 Rxd ed)$15 copayment$15 copayment$19 copayment$19 copay after ded$17 copayment$17 copay$15 copayment$15 copayment$15 copayment$15 copayment
Rx Tier 2$75 copay (after med ded)$75 copay (after $500 Rx ded)$65 copay (after $300 Rx ded)$75 copay (after $350 Rx ded)$80 copayment (after $300 Rx ded)$40 copayment$40 copayment$65 copayment (ded applies)$80 copayment (ded applies)$70 copayment (after $300 Rx ded)$70 copayment after $300 Rx ded$40 copayment (ded applies)$50 copayment$40 copayment$50 copayment
Rx Tier 3$75 copay (after med ded)$75 copay (after $500 Rx ded)$65 copay (after $300 Rx ded)$75 copay (after $350 Rx ded)$110 copayment (after $300 Rxded)$40 copayment$70 copayment$100 copayment (ded applies)$100 copayment (ded applies)$100 copayment (after $300 Rxded)$100 copayment after $300 Rx ded$70 copayment (ded applies)$80 copayment$70 copayment$80 copayment
Rx Tier 455% coverage to $250 (plan ded applies)80% cov $250 max (after $500 Rx ded)80% cov $250 max ben (after $300 Rx ded)80% cov $250 max ben (after $350 Rx ded)70% coverage up to $250 per Rx (after $300 Rxded)80% coverage to $250 max80% coverage up to $250 per Rx60% coverage (up to $250 per Rx after ded)60% coverage (up to $250 per 30 day script after ded)70% coverage up to $250 per Rx (after $300 Rxded)70% coverage (up to $250 per Rx after $300 Rx ded)70% coverage (up to $250 per Rx after ded)80% coverage up to $250 per Rx70% cov ($250 max per 30 day script)80% coverage ($250 max per 30 day script)
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Ahlam Mohammed315.29320.66324.27326.59348.88404.57417.03417.67425.67453.96479.67489.93511.72530.41578.81
Alejandra Valdez535.74544.86551554.94592.82687.45708.62709.71723.29771.37815.06832.49869.51901.28983.51
Alejandra Valdez535.74 fam 1745.9544.86 fam 1774.92551 fam 1794.45554.94 fam 1806.99592.82 fam 1885.48687.45 fam 2228.43708.62 fam 2253.8709.71 fam 2257.27723.29 fam 2300.46771.37 fam 2453.37815.06 fam 2592.33832.49 fam 2647.78869.51 fam 2765.52901.28 fam 2866.55983.51 fam 3128.09
Andrea Chisom321.57327.05330.73333.1355.83412.63425.34425.99434.15463489.23499.69521.91540.98590.34
Angela Yoon Chang453.46461.18466.38469.72501.78581.87599.79600.72612.21652.9689.89704.64735.98762.87832.47
Cherly Weaver416.09423.18427.95431.01460.42533.92550.37551.21561.76599.1633.03646.57675.33700763.86
Christine Asha Mays438.7446.17451.2454.43485.44562.94580.27581.17592.29631.65667.43681.71712.02738.04805.37
Eric Dillie408.87415.83420.52423.53452.43524.65540.81541.65552.01588.7622.04635.35663.6687.85750.6
Helen Huang356.42362.5366.58369.2394.4457.36471.44472.17481.21513.19542.26553.86578.49599.62654.33
Herman Tse321.57327.05330.73333.1355.83412.63425.34425.99434.15463489.23499.69521.91540.98590.34
Jasmine Fajardo314.03319.38322.98325.29347.49402.96415.37416.01423.97452.15477.76487.98509.68528.3576.5
Jessica Esqivel363.96370.16374.33377.01402.74467.03481.41482.16491.38524.04553.72565.57590.72612.3668.16
Koula Laventis535.74544.86551554.94592.82687.45708.62709.71723.29771.37815.06832.49869.51901.28983.51
Krista Kastriotis408.87415.83420.52423.53452.43524.65540.81541.65552.01588.7622.04635.35663.6687.85750.6
Kristine Nguyen315.29320.66324.27326.59348.88404.57417.03417.67425.67453.96479.67489.93511.72530.41578.81
Luzmin Abellon852.28866.8876.57882.84943.091093.631127.311129.051150.651227.141296.641324.381383.271433.811564.62
Nesreen Albanna315.29320.66324.27326.59348.88404.57417.03417.67425.67453.96479.67489.93511.72530.41578.81
Tiffani Kastriotis396.31403.06407.6410.52438.53508.54524.2525535.05570.61602.93615.83643.22666.71727.54
Total7605.22 w deps 8815.387734.75 w deps 8964.817821.90 w deps 9065.357877.87 w deps 9129.928415.51 w deps 9708.179758.87 w deps 11299.8510059.41 w deps 11604.5910074.91 w deps 11622.4710267.72 w deps 11844.8910950.17 w deps 12632.1711570.39 w deps 13347.6611817.88 w deps 13633.1712343.42 w deps 14239.4312794.38 w deps 14759.6513961.69 w deps 16106.27